Every year, the market makes predictions.
Builders, on the other hand, make trade-offs.
As we head toward 2026, I’m less interested in narratives and more interested in which parts of Web3 are actually hardening into real infrastructure — and which ones are still just expensive demos.
Here’s how I see it, as someone who builds products, not decks.
1. AI + Crypto: Infrastructure, Not Hype
The next phase of AI in crypto won’t be about “AI tokens”.
It will be about who controls inference, data, and incentives.
Centralized AI is already hitting its limits:
Capital intensity is extreme
Energy constraints are real
Margins will compress fast as models commoditize
Crypto-native AI teams aren’t competing on raw model quality.
They’re competing on architecture:
distributed training
verifiable inference
permissionless coordination
economic alignment via tokens
This won’t replace OpenAI or Nvidia overnight.
But it will create parallel systems where:
compute is shared
incentives are explicit
ownership is programmable
Builders should stop asking “Will crypto beat Big Tech?”
and start asking “Which parts of AI cannot exist without crypto?”
2. Application Chains Are Inevitable
General-purpose chains are great for experimentation.
They’re terrible for product excellence.
In 2026, serious applications will increasingly:
own their execution environment
tune latency, fees, and UX
make pragmatic trade-offs around decentralization
We’re already seeing this with:
social (Farcaster-like apps)
trading (Hyperliquid-style systems)
consumer-first crypto apps that hide keys and jargon
This isn’t a betrayal of crypto values.
It’s crypto growing up.
Just like not every product needs to run on Linux kernel mainline,
not every app needs maximal decentralization by default.
Builders want knobs, not ideology.
3. Prediction Markets: Powerful, Dangerous, Inevitable
Prediction markets are one of the few crypto primitives with:
real product-market pull
clear user value
massive liquidity potential
They compress information better than feeds, polls, or pundits.
But let’s be honest:
This is gambling with better UX and smarter participants.
The danger isn’t technical — it’s social:
addiction
insider advantage
regulatory whiplash
The builders who survive won’t be the ones maximizing volume.
They’ll be the ones who:
design limits
align incentives
treat this like infrastructure, not dopamine extraction
4. Creators, Short-Form Content, and On-Chain Money
Short-form video isn’t content anymore.
It’s distribution.
Every creator is now a micro-channel.
Every feed is a storefront.
Every swipe is a decision.
Crypto fits here naturally:
instant settlement
programmable revenue splits
micro-payments
global payouts without friction
Web2 platforms optimize for ads.
Web3 platforms can optimize for ownership and participation.
The real opportunity isn’t “creator coins”.
It’s creator infrastructure:
transparent payouts
on-chain reputation
composable monetization
Builders who understand creators will outperform those chasing narratives.
5. RWA: Less Talk, More Plumbing
Real-world assets are finally moving because:
stablecoins work
on/off-ramps work
regulators are no longer confused by everything
But tokenization alone isn’t the win.
The win is:
better capital allocation
faster settlement
global access to previously closed markets
The hardest problems aren’t marketing.
They’re:
custody
risk modeling
liquidity
compliance abstraction
This is boring work.
Which is why it matters.
6. Agents Are the Next Interface
Humans won’t be clicking buttons forever.
Agents will:
monitor markets
rebalance portfolios
execute strategies
filter noise
Crypto is uniquely suited for this because:
agents need wallets
agents need permissions
agents need economic autonomy
The future UI won’t be a dashboard.
It will be a conversation.
Builders should start designing for agents first, humans second.
Final Thought: Builders Win Quietly
Most of what matters in 2026 won’t trend on Twitter.
It will show up as:
better UX
fewer clicks
lower latency
quieter infrastructure
Crypto is still noisy.
Still chaotic.
Still full of bad actors.
But underneath that noise, real systems are forming.
If you’re here to speculate — good luck.
If you’re here to build — welcome to the long game.
The future won’t be predicted.
It will be shipped.
— TonyX
Builder. Founder. Still shipping.
